This session will cover a couple recent corporate ethical breakdowns, such as smishing and the collapse of the Chinese firm, Evergrande Group. Smishing entails the use of text messages (SMS) in which attackers send deceptive messages to trick recipients into revealing sensitive personal financial information. The collapse of the Evergrande Group was due to mounting liabilities along with Beijing's tightening real estate regulations in 2020. Together, the group will discuss these cases, ethics best practices, and key takeaways for those operating in the insurance industry to protect your company’s risk profile and public image.